Terms and Conditions

By accessing this webpage, you are agreeing to be bound by these Terms and Conditions ("Terms") in a legally binding agreement between us ("we", "us" or "our") and you ("you" or "your"). Please read these Terms carefully before accessing or using blog.neillunavat.com (the "Website"). If you do not agree to the Terms, you may not access the Website. We reserve the right to update and change these Terms by posting updates on the Website. You are advised to check the Terms from time to time for any updates or changes that may impact you.

Eligibility

You represent and warrant that you have the right, power, and authority to agree to these Terms, to become a party to a legally binding agreement, and to perform your obligations hereunder. If you use any payment instrument, you confirm you are an authorized user of that instrument.

Definitions

“Payment Instrument” includes credit card, debit card, bank account, prepaid payment instrument, Unified Payment Interface (UPI), Immediate Payment Service (IMPS) or any other methods of payment made available by banks and financial institutions from time to time. “Donations” are voluntary monetary contributions you may choose to make to support the creator and content on the Website. “Transaction” means your act of initiating and completing a Donation by paying the amount using a Payment Instrument via our third‑party payment processor.

Nature of Donations

Donations are voluntary contributions to support the Website and its content. Donations do not constitute a purchase of goods or services, and no specific benefits, deliverables, or consideration are promised in return.

Payments and Processing

Payments are processed by third‑party payment processors. By donating, you agree to their terms and privacy policies. We do not store complete payment instrument details on this Website. All payments undertaken by you are subject to your own risk and volition. We shall not be liable for any loss or damage arising directly or indirectly due to the decline of authorization for any transaction, malfunction, errors, or unscrupulous activities.

Acceptable Use and Prohibited Actions

You may not access or use the Website for any purpose other than that for which we make it available. You agree not to: (i) interfere with, disrupt, or create an undue burden on the Website; (ii) attempt to bypass any measures designed to prevent or restrict access; (iii) upload or transmit viruses, Trojan horses, or other harmful material; (iv) impersonate any person or misrepresent your affiliation; (v) use the Website in a manner inconsistent with applicable laws or regulations; or (vi) harvest or collect information for unsolicited communications.

No Shipping or Delivery

Donations do not involve the shipment or delivery of any physical goods. No shipping timelines or logistics apply.

No Refunds; Chargebacks

All Donations are final and non‑refundable. Because Donations are not tied to the delivery of any product or service, chargebacks or refund requests will not be entertained except where required by applicable law or payment network rules. If you believe a transaction was unauthorized or made in error, please promptly contact your payment provider and notify us via the Website with details of the transaction so that we may assist, where possible, with the payment processor.

Content; Disclaimer

The content on the Website is provided for general information only and is provided "as is" without warranties of any kind. Where the Website contains links to other websites and resources provided by third parties, such links are provided for your information only and do not constitute approval by us of those linked websites or information you may obtain from them.

Limitation of Liability; Indemnity

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or your Donations. You agree to indemnify and hold harmless us and our affiliates, agents, and representatives from and against any and all claims, liabilities, damages, losses, and expenses arising out of your breach of these Terms.

Privacy

Basic information provided during the Donation process may be used to acknowledge contributions and maintain records as required by law. Please refer to the payment processor’s privacy policy for details on how they handle payment data.

Governing Law; Dispute Resolution

These Terms, their subject matter, and their formation are governed by the laws of India. You and we both agree that the courts of Bengaluru, India will have exclusive jurisdiction over any dispute, subject to any mandatory provisions of applicable law. Any dispute or claim arising out of or in connection with these Terms may, at our election, be referred to and finally resolved by arbitration in Bengaluru in accordance with the Arbitration and Conciliation Act, 1996. The seat of arbitration shall be India and the proceedings shall be conducted in English.

Grievance Redressal; Contact

If you have any questions or complaints pertaining to a transaction, including but not limited to duplicate charge, unauthorized transaction, or refund queries, please contact us via the Website: blog.neillunavat.com.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Website after changes become effective constitutes acceptance of the revised Terms.